A Chartered Federal Employee Benefits Consultant℠ (ChFEBC℠) is a financial planning professional who has been specially trained on the federal benefits and are dedicated to providing accurate, up-to-date information to fully train all Federal employees, regardless of age, on all aspects of their benefits.

Ruth D Goldstein, ChFEBC℠ is a professional specializing in educating federal employees on maximizing your benefits and assisting with CSRS/FERS regular and disability retirements.  Education is provided through a personal consultation or video consultation.  It is your choice.  Ruth is available to answer questions on Social Security, FEHB, FEGLI and Medicare, and explain TSP investment and withdrawal options.  We provide personal estimates of all three retirement income sources for as many scenarios as you wish or assist you in completing your retirement forms and choosing among your benefit elections.

The goal is to support and educate you in becoming an informed consumer of your federal retirement system benefits.

Position you with confidence to face life events such as birth, death, disability, or divorce.

Provide a complimentary Federal Benefits Review Report with a personalized review or your benefits and retirement goals.

Provide better peace of mind around your retirement benefits!  Retirement benefits counseling should be informative, easy to understand and helpful to you, the employee, as you plan for your retirement from federal service.  That is what we aim to provide when you schedule a one-on-one retirement benefits session with a Chartered Federal Employee Benefits Consultant℠.  

The take away- a person benefits analysis can leave you better informed, well-prepared and more confident in your important retirement elections and decisions.