MAINSTREETfinancial group
Atlanta skyline at Piedmont Park
Fee-based fiduciary planning · Atlanta, GA

One advisor.
One plan.
Every piece working together.

Most financial lives are run in separate boxes: investments here, retirement income there, taxes and estate somewhere else. We coordinate all of it into a single plan built around your goals, and we manage it as your fiduciary.

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CFP® CERTIFIED FINANCIAL PLANNER® ChFEBC℠ Chartered Federal Employee Benefits Consultant℠ Georgia Registered Investment Adviser Fiduciary standard of care
Our story

Life gets more complex as it gets richer.

A growing family, a business, a career transition, an inheritance. Each one adds new decisions, new risks, and new opportunities that a single account or a piece of one-off advice cannot fully address.

Mainstreet Financial Group was built around coordination. We serve as the hub of your financial life, connecting your investment strategy, retirement income plan, tax picture, estate goals, and risk management into one coherent plan, and we make sure those pieces work together instead of in parallel.

As an independent, fee-based fiduciary firm, we are not tied to any product line or proprietary fund. That independence lets us build advice around your situation alone, and adjust it as your life changes.

What we offer is not just advice. It is clarity. The kind that lets you make confident decisions and stay focused on what actually matters to you.

What we believe

Skilled professionals, working as one team.

We believe clients are in the best position to reach their goals when they work with skilled professionals for both financial planning and investment management. In today's financial environment, that kind of specialization matters more than ever.

So we deliver both. We provide comprehensive financial planning and professional investment management in house, with client assets held at Schwab, one of the most established custodians in the country. From investment research and financial planning to operations, design, compliance, and technology, we are a diverse team of professionals, deeply integrated through shared systems and clear communication, here to serve you.

And we hold ourselves to the standards of our profession, through ongoing education and continued professional development.

What we coordinate

Five areas. One plan that connects them.

We don't treat these as separate services. Every recommendation in one area is weighed against its effect on the other four.

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One point of contact

You work with an advisor who holds your entire financial picture, not a different specialist for every question.

People Mainstreet Financial Group serves
Who we serve

Three paths. The same fiduciary care.

The coordination is the same for everyone. What changes are the decisions that matter most for where you are in life and work.

Successful Retirees

Make your savings last

You spent decades building it. Now the work shifts from growing your money to making it last, tax-efficiently, for the next thirty years.

  • ·Tax-smart withdrawal sequencing
  • ·Social Security claiming strategy
  • ·Roth conversion planning
  • ·Required minimum distribution strategy
  • ·Protection against an early-retirement downturn
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Federal Employees

Built around your FERS benefits

Your federal benefits are worth more than most realize, and the big choices are often permanent. We help you get them right before you commit.

  • ·FERS & CSRS annuity and survivor elections
  • ·TSP strategy at and into retirement
  • ·FEHB and FEGLI coordination
  • ·Choosing the right retirement date
  • ·Coordinating the FERS Supplement & Social Security
Review your federal benefits →

Entrepreneurs & Professionals

A plan beyond the business

For most owners, the business is the retirement plan. We turn concentrated value into diversified, dependable personal income that stands on its own.

  • ·Turning business value into lasting income
  • ·Exit and succession planning
  • ·Retirement plan structure for you and your team
  • ·Managing concentrated-wealth tax exposure
  • ·Coordinating the pieces so nothing falls through
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Ruth D. Goldstein, CFP® and ChFEBC℠, founder of Mainstreet Financial Group CFP® certification mark
Your advisor

Ruth D. Goldstein, CFP®, ChFEBC℠

“My job is to hold your entire financial picture, so you can stop managing it in pieces and start living around your goals.”
CFP® Professional ChFEBC℠ Founder & CEO Chief Compliance Officer

Ruth founded Mainstreet Financial Group more than fifteen years ago and serves as a fiduciary registered in the state of Georgia. As a holistic financial planner, she coordinates estate, tax, retirement income, and risk management strategies for retirees, business owners, and federal employees, helping each maximize what they have built and secure what comes next.

Let's see your whole picture, then build the plan around it.

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